Update, Everyone Can Now Get A Copy Of A Free Annual Credit Reports, Learn How!

FREE Annual Credit Reports, Update! The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once every 12 months.

Free credit reports includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.

Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

It is easy to get copies of your records from those credit bureaus that have a report on you. Here are the addresses of the 3 major nationwide credit reporting bureaus that may have a credit file on you.

Get Your Free Annual Credit Reports From:

  1. Experian Credit Information Service (formerly TRW)

    P. O. Box 2002

    Allen, TX 75013-2002

  2. TransUnion LLC Consumer Disclosure Center

    P. O. Box 1000

    Chester, PA 19022-1000

  3. EQUIFAX Credit Information Services

    P. O. Box 740241

    Atlanta, GA 30374-0241

Write, call, or visit online all three of these major credit reporting agencies, requesting a copy of your free credit reports. In your letter be sure to include your full name, current address, previous address, Social Security number, and date of birth.

Call the bureau first, as each one may require additional information. With the letter enclose a check for the proper amount (call to verify the exact amount required). Credit bureaus typically charge under $10 to issue a credit report the price may vary by state.

FREE Annual Credit Reports Entitlement!

There are circumstances when you are entitled to a free copy of your credit report. For example, if you have received a credit rejection within the past 60 days, you may enclose a copy of the rejection to the credit bureau listed on the rejection letter and demand the bureau provide a free copy of your credit report.

Request a free credit report based on a credit denial using the Request for Free Credit Report form, by phone or online.

The major credit bureaus will also supply credit reports free of charge to:

  • Residents of Colorado, Massachusetts, Maryland, New Jersey, Vermont, and Georgia.
  • Consumers who certify in writing they are unemployed.
  • Suspect their credit report may contain fraud.
  • Consumers on public welfare assistance.

The larger credit bureaus allow you to order your credit report by phone, using a credit card or online.

If you have changed your address, this can also create problems in the recording of your credit history.

To order your free credit reports from one or all national consumer reporting companies, visit: www.annualcreditreport.com

Have A Question You Need Answered, Today?

We will email and text message you the answer to your questions. Plus you will receive our Free ebook 101 Credit Tips!

Imagine, even if all this credit repair business opportunity webinar did was show you how to make between $500-$6,000 a month on the side, from the comfort of your own home with only a few hours of work… Will it be worth the time it takes to watch it? Yes - then this truly is your chance – we’ll see you on the other side.

Return from Free Annual Credit Reports to Credit Report Repair!

Return from Free Annual Credit Reports to Credit Repair Specialist

Free Annual Credit Report   Federal Trade Commission

Copyright 2005-2022 All Rights Reserved Credit-Repair-Specialist.com

Have A Question You Need Answered, Today?

We will email and text message you the answer to your questions.

Plus you will receive our Free ebook 101 Credit Tips!

The Book Your Boss, Credit Bureaus, Debt Collection Agencies, Creditors and Credit Card Companies, Hope You Never Read!

credit repair business

Get Your FREE Copy Of The Ultimate Guide To Starting A Credit Repair Business, Click Here

Wanted - Your Services As A High Paid Credit Repair Specialist!

Credit Repair Specialist

Disclosure: I am an independent Credit Repair Cloud™ Affiliate, not an employee. I receive referral payments from Credit Repair Cloud. The opinions expressed here are my own and are not official statements of Credit Repair Cloud.